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Why Did NCB Stop Giving Out Loans?

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So, a few months back, I was out here trying to buy a car like a responsible adult. Actually planning ahead instead of just walking into a dealership and winging it.

I thought, “Let me finance this through NCB.”

Solid plan.

Then I found out NCB had temporarily paused some of its newer unsecured consumer loans after seeing a spike in people falling behind on their payments...